Payment Options

Our hospital accepts the following forms of payment* at the time services are rendered:

  • Cash

  • Debit Cards

  • All Major Credit Cards -Visa, MasterCard, American Express, Discover

  • Cashier’s Checks

  • Money Orders

  • Care Credit – A convenient 0% interest-financing plan that allows qualified applicants to divide payments over 3 or 6 months. Please ask us how to apply. Or go to and apply from the comfort of your home.

  • Scratchpay- A new form of payment plan, easy to apply for offering variable interest rates as low as 0%. Applying for Scratchpay will not effect your credit score.  For more information or to apply go to

    Pet Insurance – While this still requires that you pay your medical bill directly to our hospital, we are happy to help you with any of the necessary paperwork that will streamline the reimbursement process from your insurance provider.

*We no longer accept personal checks. We’re sorry for the inconvenience.

We realize that you have choices when it comes to your pet’s medical needs and we appreciate you choosing Midnight Sun Animal Hospital + Emergency Care to care for you and your pet.